Unfortunately, some of you will not be able to make all of your payments when the first of the month comes around, and, for some of you, it may happen next month or beyond. So, what do you do? I → 
Dealing with your Creditors during and post this COVID-19 Pandemic
Unfortunately, some of you will not be able to make all of your payments when the first of the month comes around, and, for some of you, it may happen next month or beyond. So, what do you do? I → Three Simple Tips to Avoid Probate
Three Simple Tips to Avoid Probate Generally, most people are familiar with the term “probate”. They know that it has something to do with Wills and happens after someone dies. However, what I have found in my 27 years as → Financial Challenges Presented by Bankruptcy and Divorce
Financial Challenges Presented by Bankruptcy and Divorce Unfortunately, the statistics consistently show that financial challenges and disagreements over money make up a large percentage of the reasons why people wind up getting divorced. As a result, I often meet → Keep Your House and Car When You File Bankruptcy
Keep Your House and Car When You File Bankruptcy One of the biggest bankruptcy misconceptions I come across when I meet with clients for the first time for a bankruptcy consultation is their fear that if they file for → Get Out of Debt Without Filing Bankruptcy
Get Out of Debt Without Filing Bankruptcy December is the time of year when our retail establishments make their money. A big portion of that is all due to the use of credit cards. Unfortunately for many, the ease of → Short Sale, Foreclosure or Bankruptcy: Which is Best for my Credit Score?
Which is Best for my Credit Score? Posted by Mark Martella on Wed, Oct 24, 2012 @ 1:15 PM I am often asked when meeting with a client who is facing foreclosure as to how the foreclosure will affect their → Bankruptcy Tool to Save your Home from Foreclosure
Bankruptcy Tool to Save your Home from Foreclosure One of the tools I have discussed in this Newsletter before in order to help someone keep their home is the ability to strip a second mortgage from their property and treat → Seven Big Lies Collection Agencies Tell
Seven Big Lies Collection Agencies Tell The seven BIGGEST LIES collection agencies tell to unsuspecting borrowers. In meeting with clients, I am always amazed at some of the lies they have been told by collection agencies, in order to induce → Celebrating 5 Years and 25 Years
It was in August of 1988 when I first walked into the offices of Horn, Kaplan, Goldberg, Gorney & Daniels in Atlantic City, New Jersey, to start my first day as an associate attorney. While I was still waiting for → Buying a Home After Bankruptcy
Buying a Home After Bankruptcy YES, YOU CAN BUY A HOME ONE TO TWO YEARS AFTER BANKRUPTCY!!! One of the big “bankruptcy myths” I always find myself having to dispel with potential clients, as well as members of the → 
